# PeerHive Whitepaper ## PeerHive Whitepaper - [PeerHive - Assets-backed crypto lending protocol for SMEs](https://whitepaper.peerhive.app/peerhive-assets-backed-crypto-lending-protocol-for-smes.md): PeerHive is a non-custodial blockchain lending platform that connects SMEs in need of funding with lenders worldwide. Our platform offers a secure and transparent solution, backed by real-world assets - [Banks and how they earn money](https://whitepaper.peerhive.app/application-and-problems/banks-and-how-they-earn-money.md) - [Cryptocurrency and Exchanges](https://whitepaper.peerhive.app/application-and-problems/cryptocurrency-and-exchanges.md) - [Issues with cryptos](https://whitepaper.peerhive.app/application-and-problems/issues-with-cryptos.md) - [Solving the Decentralised](https://whitepaper.peerhive.app/solving-the-problems/solving-the-decentralised.md) - [Solving the Fundamentals](https://whitepaper.peerhive.app/solving-the-problems/solving-the-fundamentals.md) - [Fund and Information Flow](https://whitepaper.peerhive.app/solving-the-problems/fund-and-information-flow.md) - [Type of Financing](https://whitepaper.peerhive.app/protocol/type-of-financing.md) - [Flow Chart](https://whitepaper.peerhive.app/protocol/flow-chart.md) - [Monthly Repayment Terminology](https://whitepaper.peerhive.app/protocol/monthly-repayment-terminology.md) - [Roadmap](https://whitepaper.peerhive.app/protocol/roadmap.md) - [Risk Management and Compliance](https://whitepaper.peerhive.app/protocol/risk-management-and-compliance.md) - [Debt Recovery Process](https://whitepaper.peerhive.app/protocol/debt-recovery-process.md) - [Secondary Exchange](https://whitepaper.peerhive.app/protocol/secondary-exchange.md) - [Chain](https://whitepaper.peerhive.app/tech-stack-and-smart-contract/chain.md) - [Introduction](https://whitepaper.peerhive.app/tech-stack-and-smart-contract/introduction.md) - [Contact Us](https://whitepaper.peerhive.app/contact-us/contact-us.md) --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on a page URL with the `ask` query parameter: ``` GET https://whitepaper.peerhive.app/peerhive-assets-backed-crypto-lending-protocol-for-smes.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.