# PeerHive - Assets-backed crypto lending protocol for SMEs

## **What do We do?**

We help SMEs to meet their **short-term direct financing needs**, by tapping into **Cryptocurrency** wealth powered by **Smart-Contract** that is **immutable and self-executing.**

## <mark style="color:red;">We do not make Lending Decisions for all our Lenders, we only approve loan applications after they meet our risk and compliance requirements.</mark>

## Our Mission

> Empower SMEs with a <mark style="color:yellow;">**Fast and Reliable**</mark> financing option that is <mark style="color:yellow;">**Less Volatile**</mark>, <mark style="color:yellow;">**High in Return**</mark>, and <mark style="color:yellow;">**Decentralized in nature**</mark>. Offer a <mark style="color:yellow;">**sustainable investment opportunity**</mark> for all crypto-holders. Tap into cryptocurrency wealth to help SMEs meet their short-term direct financing needs through self-executing smart contracts.

## Our Vision

> <mark style="color:yellow;">**Become the go-to platform for all RealFI fundraising services**</mark>

## Our Promises

> <mark style="color:yellow;">**Reliable Platform**</mark>
>
> <mark style="color:yellow;">**Security First**</mark>
>
> <mark style="color:yellow;">**Regulatory Compliant**</mark>

## Application and Problems

{% content-ref url="application-and-problems/banks-and-how-they-earn-money" %}
[banks-and-how-they-earn-money](https://whitepaper.peerhive.app/application-and-problems/banks-and-how-they-earn-money)
{% endcontent-ref %}

{% content-ref url="application-and-problems/cryptocurrency-and-exchanges" %}
[cryptocurrency-and-exchanges](https://whitepaper.peerhive.app/application-and-problems/cryptocurrency-and-exchanges)
{% endcontent-ref %}

{% content-ref url="application-and-problems/issues-with-cryptos" %}
[issues-with-cryptos](https://whitepaper.peerhive.app/application-and-problems/issues-with-cryptos)
{% endcontent-ref %}

## Solving the Problems

{% content-ref url="solving-the-problems/solving-the-fundamentals" %}
[solving-the-fundamentals](https://whitepaper.peerhive.app/solving-the-problems/solving-the-fundamentals)
{% endcontent-ref %}

{% content-ref url="solving-the-problems/solving-the-decentralised" %}
[solving-the-decentralised](https://whitepaper.peerhive.app/solving-the-problems/solving-the-decentralised)
{% endcontent-ref %}

{% content-ref url="solving-the-problems/fund-and-information-flow" %}
[fund-and-information-flow](https://whitepaper.peerhive.app/solving-the-problems/fund-and-information-flow)
{% endcontent-ref %}

## Protocol

{% content-ref url="protocol/type-of-financing" %}
[type-of-financing](https://whitepaper.peerhive.app/protocol/type-of-financing)
{% endcontent-ref %}

{% content-ref url="protocol/monthly-repayment-terminology" %}
[monthly-repayment-terminology](https://whitepaper.peerhive.app/protocol/monthly-repayment-terminology)
{% endcontent-ref %}

{% content-ref url="protocol/flow-chart" %}
[flow-chart](https://whitepaper.peerhive.app/protocol/flow-chart)
{% endcontent-ref %}

{% content-ref url="protocol/roadmap" %}
[roadmap](https://whitepaper.peerhive.app/protocol/roadmap)
{% endcontent-ref %}

{% content-ref url="protocol/risk-management-and-compliance" %}
[risk-management-and-compliance](https://whitepaper.peerhive.app/protocol/risk-management-and-compliance)
{% endcontent-ref %}

{% content-ref url="protocol/debt-recovery-process" %}
[debt-recovery-process](https://whitepaper.peerhive.app/protocol/debt-recovery-process)
{% endcontent-ref %}

{% content-ref url="protocol/secondary-exchange" %}
[secondary-exchange](https://whitepaper.peerhive.app/protocol/secondary-exchange)
{% endcontent-ref %}

## Tech Stack and Smart Contract

{% content-ref url="tech-stack-and-smart-contract/chain" %}
[chain](https://whitepaper.peerhive.app/tech-stack-and-smart-contract/chain)
{% endcontent-ref %}

{% content-ref url="tech-stack-and-smart-contract/introduction" %}
[introduction](https://whitepaper.peerhive.app/tech-stack-and-smart-contract/introduction)
{% endcontent-ref %}