> For the complete documentation index, see [llms.txt](https://whitepaper.peerhive.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://whitepaper.peerhive.app/peerhive-assets-backed-crypto-lending-protocol-for-smes.md).

# PeerHive - Assets-backed crypto lending protocol for SMEs

## **What do We do?**

We help SMEs to meet their **short-term direct financing needs**, by tapping into **Cryptocurrency** wealth powered by **Smart-Contract** that is **immutable and self-executing.**

## <mark style="color:red;">We do not make Lending Decisions for all our Lenders, we only approve loan applications after they meet our risk and compliance requirements.</mark>

## Our Mission

> Empower SMEs with a <mark style="color:yellow;">**Fast and Reliable**</mark> financing option that is <mark style="color:yellow;">**Less Volatile**</mark>, <mark style="color:yellow;">**High in Return**</mark>, and <mark style="color:yellow;">**Decentralized in nature**</mark>. Offer a <mark style="color:yellow;">**sustainable investment opportunity**</mark> for all crypto-holders. Tap into cryptocurrency wealth to help SMEs meet their short-term direct financing needs through self-executing smart contracts.

## Our Vision

> <mark style="color:yellow;">**Become the go-to platform for all RealFI fundraising services**</mark>

## Our Promises

> <mark style="color:yellow;">**Reliable Platform**</mark>
>
> <mark style="color:yellow;">**Security First**</mark>
>
> <mark style="color:yellow;">**Regulatory Compliant**</mark>

## Application and Problems

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[Banks and how they earn money](/application-and-problems/banks-and-how-they-earn-money.md)
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[Cryptocurrency and Exchanges](/application-and-problems/cryptocurrency-and-exchanges.md)
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[Issues with cryptos](/application-and-problems/issues-with-cryptos.md)
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## Solving the Problems

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[Solving the Fundamentals](/solving-the-problems/solving-the-fundamentals.md)
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[Solving the Decentralised](/solving-the-problems/solving-the-decentralised.md)
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[Fund and Information Flow](/solving-the-problems/fund-and-information-flow.md)
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## Protocol

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[Type of Financing](/protocol/type-of-financing.md)
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[Monthly Repayment Terminology](/protocol/monthly-repayment-terminology.md)
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[Flow Chart](/protocol/flow-chart.md)
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[Roadmap](/protocol/roadmap.md)
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[Risk Management and Compliance](/protocol/risk-management-and-compliance.md)
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[Debt Recovery Process](/protocol/debt-recovery-process.md)
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[Secondary Exchange](/protocol/secondary-exchange.md)
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## Tech Stack and Smart Contract

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[Chain](/tech-stack-and-smart-contract/chain.md)
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[Introduction](/tech-stack-and-smart-contract/introduction.md)
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